
SCB / Mastercard

Unlock extraordinary experiences with unparalleled benefits and exclusive offers that elevate your lifestyle beyond the ordinary.
Highlights
1Earn 1 mile for every 100 baht spend on ALL spend
2"Miracle Lounge access at BKK/DMK twice per year
(must fly with Thai Airways)"
Cardholder Perks
Local Lounges
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
Points4 points= 1 ROP mile
General
Earn 1 CardX Point for every 25 baht spend
Points Miles
Points to MilesReceive 1 CardX Point for every 25 baht spend4 points= 1 ROP mile
General
Earn 1 ROP mile for every 100 baht of General spend
Points
Points Miles
Points to Cashback
No information
Cashback
No information
Earn unit:
CardX Point
Baht per Point (Lower is better)
Perks
Airport Lounge

CardX Beyond gives you access to Miracle Lounge:
Airports in Thailand:
🇹🇭 (BKK)
🇹🇭 (DMK)
Usage Quota: 2
Conditions
Minimum annual spend of 1,000,000 baht is required to be eligible for lounge access
Fee
Primary Card
- Annual Fee 5,000 baht
Credit Card Fee Waiver Condition
- Primary Card: Waive primary card annual fees with 100,000 baht annual spend
- First year fee is free
Eligibility
Option 1: Minimum Income Qualification
- Requirement for Thai citizen: 70,000 baht per month or more
- Requirement for foreigners: 70,000 baht per month or more