BAY /
Access elite privileges with premium rewards, exclusive offers, and comprehensive travel benefits tailored for discerning cardholders.
Highlights
1Earn 1 mile for every 75 baht spend or 0.4% cashback on ALL spend
2Earn 5x miles and cashback on dining spend
3Global Dragon Pass lounge access twice per year
Cardholder Perks
Local LoungesForeign Lounges
Sign-Up Bonus
Sign up today to get 10,000 points!
Conditions: Spend 50,000 baht within 30 days of approval date
Earn Rates
View miles equivalent for:
Retail
PREFERENTIAL
Central Group
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Bonus Rate
1 BAY Point / 5 Baht
(15 Baht / Mile)
Earn CapNo cap on general spending
EM District (Emporium, Emquartier, Emsphere)
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Bonus Rate
1 BAY Point / 5 Baht
(15 Baht / Mile)
Earn CapNo cap on general spending
Siam Paragon
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Bonus Rate
1 BAY Point / 5 Baht
(15 Baht / Mile)
Earn CapNo cap on general spending
Online
PREFERENTIAL
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Bonus Rate
1 BAY Point / 5 Baht
(15 Baht / Mile)
Earn CapNo cap on general spending
Dining
PREFERENTIAL
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Bonus Rate
1 BAY Point / 5 Baht
(15 Baht / Mile)
Earn CapNo cap on general spending
General
BASE
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Perks
Coming soon!
Fee
Primary Card Fees
Annual Fee 4,000 baht
Supplementary Card Fees
Annual Fee 0 baht
Fee Waiver Conditions
Waive primary card entry and annual fees with 300,000 baht annual spend
Eligibility
Minimum Income Requirements
Requirement for Thai citizen: 70,000 baht per month or more
Requirement for foreigners: 70,000 baht per month or more
Non-Income Qualifications
Savings: Hold savings of at least 1,000,000 baht (2,000,000 baht for foreigner) baht at Krungsri Bank over the past 6 months
Fixed Deposits: Hold savings of at least 1,000,000 baht (2,000,000 baht for foreigner baht at any bank oer the past 6 months
Business Owner: Have at least 1,400,000 baht in average monthly turnover over the past 6 months
