BAY / Mastercard
Experience modern convenience with flexible rewards, cashback options, and benefits that suit your dynamic lifestyle.
Highlights
1Earn 1 mile for every 75 baht spend or 0.4% cashback on ALL spend
2Earn 5% direct cashback on online spending
3Earn 0.8% direct cashback on dining spend
How this card compares to the
average PointPlus score?
Who's this card for?
Sign-Up Bonus
Sign up today to get 20' trolley bag (worth 4,290 baht)!
Conditions: Spend 12,000 baht within 30 days of approval date
Earn Rates
View miles equivalent for:
Retail
PREFERENTIAL
Zara
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
H&M
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Jaspal
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Pomelo
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Sephora
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
EVEANDBOY
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Adidas
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
General
BASE
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Gas Stations
PREFERENTIAL
Bangchak
Earn CapNo cap on general spending
Earn CapNo cap on general spending
Bangchak
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Earn CapNo cap on general spending
Online
PREFERENTIAL
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Dining
PREFERENTIAL
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Bonus Rate
1 BAY Point / 12.5 Baht
(37.5 Baht / Mile)
Earn CapNo cap on general spending
Perks
Travel Insurance Perks
Travel insurance of up to THB 6,000,000 coverage
Fee
Primary Card Fees
Annual Fee 0 baht
Supplementary Card Fees
Annual Fee 0 baht
Eligibility
Minimum Income Requirements
Requirement for Thai citizen: 15,000 baht per month or more
Requirement for foreigners: 50,000 baht per month or more
Non-Income Qualifications
Savings: Hold savings of at least 500,000 baht (1,000,000 baht for foreigner) baht at Krungsri Bank over the past 6 months
Fixed Deposits: Hold savings of at least 1,000,000 baht baht (2,000,000 baht for foreigner) at any bank over the past 6 months
Collateral: Deposit at least 40,000 baht as a pledge against a credit line of 90% of pledged amount
Business Owner: Have at least 300,000 baht (1,000,000 baht for foreigner) in average monthly turnover over the past 6 months
