BAY / JCB
Indulge in luxury with exclusive rewards, dining discounts, and outstanding travel benefits tailored for discerning cardholders.
Highlights
1Earn 1 mile for every 75 baht spend or 0.4% cashback on ALL spend
2Earn up to 3% direct cashback on dining spend up to 5,000 baht
3Lounge Key access in select Asian destinations 8 times a year
Cardholder Perks
Local LoungesForeign Lounges
Sign-Up Bonus
Sign up today to get 20' trolley bag (worth 4,290 baht)!
Conditions: Spend 12,000 baht within 30 days of approval date
Earn Rates
View miles equivalent for:
Dining
PREFERENTIAL
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Foreign Currency
PREFERENTIAL
JPY
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
TWD
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
HKD
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Foreign Currency (KRW)
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
SGD
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
EEA Markets
Earn CapNo cap on general spending
CNY
Earn CapNo cap on general spending
General
BASE
Base Rate
1 BAY Point / 25 Baht
(75 Baht / Mile)
Earn CapNo cap on general spending
Perks
Travel Lounge and Airline Perks
Travel Insurance Perks
Travel insurance of up to THB 6,000,000 coverage
Fee
Primary Card Fees
Annual Fee 0 baht
Supplementary Card Fees
Annual Fee 0 baht
Eligibility
Minimum Income Requirements
Requirement for Thai citizen: 15,000 baht per month or more
Requirement for foreigners: 50,000 baht per month or more
Non-Income Qualifications
Savings: Hold savings of at least 500,000 baht (1,000,000 baht for foreigner) baht at Krungsri Bank over the past 6 months
Fixed Deposits: Hold savings of at least 1,000,000 baht baht (2,000,000 baht for foreigner) at any bank over the past 6 months
Collateral: Deposit at least 40,000 baht as a pledge against a credit line of 90% of pledged amount
Business Owner: Have at least 300,000 baht (1,000,000 baht for foreigner) in average monthly turnover over the past 6 months
