BAY / Mastercard
Catered specifically for women, offering unique rewards, shopping discounts, and lifestyle perks to complement your daily needs.
Highlights
1Earn 1 mile for every 75 baht spend or 0.4% cashback on ALL spend
2Earn additional 7% cashback on select fashion brands
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
Points3 points= 1 ROP mileRecieve up to 7% cashback on select fashion brands100 points= 10% cashbackRecieve up to 7% cashback on select fashion brands
General
Earn 1 BAY Point for every 25 baht spend
Points Miles
On-top Bonus
General
Earn 1 BAY Point for every 25 baht spend
Points cashback
On-top Bonus
Points to MilesReceive 1 BAY Point for every 25 baht spend3 points= 1 ROP mileRecieve up to 7% cashback on select fashion brands
General
Earn 1 ROP mile for every 75 baht of General spend
Points
Points Miles
On-top Bonus
Points to CashbackReceive 1 BAY Point for every 25 baht spend100 points= 10% cashbackRecieve up to 7% cashback on select fashion brands
General
Earn up to 0.4% cashback on General spend
Points
Points cashback
On-top Bonus
CashbackRecieve up to 7% cashback on select fashion brands
General
Earn up to 0.4% direct cashback on General spend
On-top Bonus
Earn unit:
BAY Point
Baht per Point (Lower is better)
Perks
Fee
Primary Card
- Annual Fee 750 baht
Credit Card Fee Waiver Condition
- Primary Card: Waive primary card annual fee with at least one annual card transaction
- Supplementary Card: Waive supplementary card annual fee with at least one annual card transaction
Eligibility
Option 1: Minimum Income Qualification
- Requirement for Thai citizen: 15,000 baht per month or more
- Requirement for foreigners: 15,000 baht per month or more
Option 2: Non-Income Qualification
- Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any commercial bank over the past 6 months
- General Deposit Collateral: Hold deposits of at least 1,000,000 baht with Krungsri over the past 6 months
- Business Owner: Have at least 300,000 baht in average monthly turnover over the past 6 months
