
KTB / Visa

Experience cutting-edge benefits and innovative rewards designed to complement your dynamic and modern lifestyle.
Highlights
1Earn 1 mile for every 50 baht spend or 0.4% cashback on ALL spend
2Earn 3x miles/cashback on dining, shopping, travel & internal spend
3Miracle Lounge access at BKK/DMK twice per year
(must fly with Thai Airways)
Cardholder Perks
Local Lounges
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
View miles equivalent for:
Foreign Currency
Base Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Bonus Rate
1 KTC Point / 8.333333333 Baht
(16.666666666 Baht / Mile)
Earn CapNo cap on general spending
EEA Markets
Earn CapNo cap on general spending
CNY
Earn CapNo cap on general spending
Dining
Base Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Bonus Rate
1 KTC Point / 8.333333333 Baht
(16.666666666 Baht / Mile)
Earn CapNo cap on general spending
Travel
Base Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Bonus Rate
1 KTC Point / 8.333333333 Baht
(16.666666666 Baht / Mile)
Earn CapNo cap on general spending
Retail
Base Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Bonus Rate
1 KTC Point / 8.333333333 Baht
(16.666666666 Baht / Mile)
Earn CapNo cap on general spending
General
Base Rate
1 KTC Point / 25 Baht
(50 Baht / Mile)
Earn CapNo cap on general spending
Perks
Travel Lounge and Airline Perks

Travel Insurance Perks
Accident/travel insurance of up to THB 300,000 coverage
Fee
Primary Card Fees
Annual Fee 5,000 baht
Supplementary Card Fees
Annual Fee 0 baht
Fee Waiver Conditions
Waive primary card annual fees with 600,000 baht annual spend
First year fee is free
Eligibility
Minimum Income Requirements
Requirement for Thai citizen: 50,000 baht per month or more
Requirement for foreigners: 50,000 baht per month or more
Non-Income Qualifications
Savings: Hold savings or fixed deposits of at least 1,000,000 baht at any bank over the past 6 months
AUM: Hold investments in select assets (including bonds, mutual funds, etc.) of at least 1,000,000 baht over the past 6 months