KBANK / Union Pay
Experience seamless global transactions and special offers across Asia, perfect for travelers and those who frequently shop or do business internationally.
Highlights
1Earn 1 mile of for every 100 baht spend or 0.4% cashback on ALL categories
2Earn 2x miles/cashback on HKD, TWD, and MOP
3Miracle Lounge access at BKK/DMK twice per year
(must fly with Thai Airways)
Cardholder Perks
Local Lounges
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
View miles equivalent for:
General
BASE
Base Rate
1 KBA Point / 25 Baht
(100 Baht / Mile)
Earn CapNo cap on general spending
Perks
Travel Lounge and Airline Perks
Travel Insurance Perks
Travel insurance of up to THB 200,000 coverage
Additional Rewards Programs
AirAsia Rewards Platinum Level (worth 2,300 baht)
Fee
Primary Card Fees
Annual Fee 1,050 baht
Supplementary Card Fees
Annual Fee 1,050 baht
Fee Waiver Conditions
Waive primary card annual fees by making at least 12 annual transactions
Waive primary card annual fees by making at least 12 annual transactions
Eligibility
Minimum Income Requirements
Requirement for Thai citizen: 15,000 baht per month or more
Requirement for foreigners: 50,000 baht per month or more
Non-Income Qualifications
Savings: Have a savings account and/or a fixed deposit account of at least 1,000,000 baht (2,000,000 for foreigners) for not less than 6 months; must specify occupation as househusband/housewife
Collateral: Have a KBank savings and/or fixed deposit account of at least 15,000 baht
