
KBANK / JCB

Indulge in a world of luxury with unique rewards, dining discounts, and exceptional travel perks tailored for sophisticated cardholders.
Highlights
1Earn 1 mile of for every 100 baht spend or 0.4% cashback on ALL categories
2Earn 2x miles/cashback on JPY spend
3Lounge Key access in select Asian destinations 8 times a year
Cardholder Perks
Local LoungesForeign Lounges
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
View miles equivalent for:
Foreign Currency
PREFERENTIAL
JPY
Base Rate
1 KBA Point / 25 Baht
(100 Baht / Mile)
Bonus Rate
1 KBA Point / 12.5 Baht
(50 Baht / Mile)
Earn CapNo cap on general spending
EEA Markets
Earn CapNo cap on general spending
CNY
Earn CapNo cap on general spending
General
BASE
Base Rate
1 KBA Point / 25 Baht
(100 Baht / Mile)
Earn CapNo cap on general spending
Perks
Travel Lounge and Airline Perks


Travel Insurance Perks
Travel insurance of up to THB 200,000 coverage
Fee
Primary Card Fees
Annual Fee 1,050 baht
Supplementary Card Fees
Annual Fee 1,050 baht
Fee Waiver Conditions
Waive primary card annual fees by making at least 12 annual transactions
Waive primary card annual fees by making at least 12 annual transactions
Eligibility
Minimum Income Requirements
Requirement for Thai citizen: 15,000 baht per month or more
Requirement for foreigners: 50,000 baht per month or more
Non-Income Qualifications
Savings: Have a savings account and/or a fixed deposit account of at least 1,000,000 baht (2,000,000 for foreigners) for not less than 6 months; must specify occupation as househusband/housewife
Collateral: Have a KBank savings and/or fixed deposit account of at least 15,000 baht