
KTB / Union Pay

Experience seamless global transactions and special offers across Asia, ideal for travelers and international shoppers.
Highlights
1Earn 1 mile for every 50 baht spend on ALL categories
2Earn 2x points on all foreign currency spending
Cardholder Perks
Local LoungesForeign Lounges
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
View miles equivalent for:
Foreign Currency
PREFERENTIAL
HKD
Base Rate
1 KTC Point / 25 Baht
(50 Baht / Mile)
Bonus Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Earn CapNo cap on general spending
MOP
Base Rate
1 KTC Point / 25 Baht
(50 Baht / Mile)
Bonus Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Earn CapNo cap on general spending
TWD
Base Rate
1 KTC Point / 25 Baht
(50 Baht / Mile)
Bonus Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Earn CapNo cap on general spending
EEA Markets
Earn CapNo cap on general spending
CNY
Earn CapNo cap on general spending
General
BASE
Base Rate
1 KTC Point / 25 Baht
(50 Baht / Mile)
Earn CapNo cap on general spending
Perks
Travel Insurance Perks
Accident/travel insurance of up to THB 300,000 coverage
Travel Lounge and Airline Perks

Fee
Primary Card Fees
Annual Fee 0 baht
Supplementary Card Fees
Annual Fee 0 baht
Eligibility
Minimum Income Requirements
Requirement for Thai citizen: 15,000 baht per month or more
Requirement for foreigners: 50,000 baht per month or more
Non-Income Qualifications
Savings: Hold savings of at least 1,000,000 baht or fixed deposits of at least 500,000 baht at any bank over the past 6 months
AUM: Hold investments in select assets (including bonds, mutual funds, etc.) of at least 1,000,000 baht over the past 6 months