KTB / Union Pay
Enjoy diamond-tier benefits with unparalleled rewards, special offers across Asia, and comprehensive travel insurance.
Highlights
1Earn 1 mile for every 50 baht spend or 0.4% cashback on ALL categories
2Earn 2x points on all foreign currency spending
3Miracle Lounge access at BKK/DMK twice per year
(must fly with Thai Airways)
Cardholder Perks
Local Lounges
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Earn Rates
View miles equivalent for:
Foreign Currency
Base Rate
1 KTC Point / 25 Baht
(50 Baht / Mile)
Bonus Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Earn CapNo cap on general spending
EEA Markets
Earn CapNo cap on general spending
CNY
Earn CapNo cap on general spending
General
Base Rate
1 KTC Point / 25 Baht
(50 Baht / Mile)
Earn CapNo cap on general spending
Perks
Travel Lounge and Airline Perks
Travel Insurance Perks
Accident/travel insurance of up to THB 300,000 coverage
Fee
Primary Card Fees
Annual Fee 0 baht
Supplementary Card Fees
Annual Fee 0 baht
Eligibility
Minimum Income Requirements
Requirement for Thai citizen: 50,000 baht per month or more
Requirement for foreigners: 50,000 baht per month or more
Non-Income Qualifications
Savings: Hold savings or fixed deposits of at least 1,000,000 baht at any bank over the past 6 months
AUM: Hold investments in select assets (including bonds, mutual funds, etc.) of at least 1,000,000 baht over the past 6 months
