BAY / Visa
Enjoy versatile benefits with global acceptance, attractive rewards, and practical features designed to suit your everyday financial needs.
Highlights
1Earn 1 mile for every 75 baht spend or 0.4% cashback on ALL spend
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
Points2 points= 1 ROP mile100 points= 10% cashback
General
Earn 1 BAY Point for every 25 baht spend
Points Miles
General
Earn 1 BAY Point for every 25 baht spend
Points cashback
Points to MilesReceive 1 BAY Point for every 25 baht spend2 points= 1 ROP mile
General
Earn 1 ROP mile for every 50 baht of General spend
Points
Points Miles
Points to CashbackReceive 1 BAY Point for every 25 baht spend100 points= 10% cashback
General
Earn up to 0.4% cashback on General spend
Points
Points cashback
Cashback
General
Earn up to 0.4% direct cashback on General spend
Earn unit:
BAY Point
Baht per Point (Lower is better)
Perks
Fee
Primary Card
- Annual Fee 4,000 baht
Credit Card Fee Waiver Condition
- Primary Card: Waive primary card annual fee with at least one annual card transaction
- Supplementary Card: Waive supplementary card annual fee with at least one annual card transaction
Eligibility
Option 1: Minimum Income Qualification
- Requirement for Thai citizen: 15,000 baht per month or more
- Requirement for foreigners: 15,000 baht per month or more
Option 2: Non-Income Qualification
- Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any commercial bank over the past 6 months
- General Deposit Collateral: Hold deposits of at least 1,000,000 baht with Krungsri over the past 6 months
- Business Owner: Have at least 300,000 baht in average monthly turnover over the past 6 months
