KBANK / JCB
Indulge in a world of luxury with unique rewards, dining discounts, and exceptional travel perks tailored for sophisticated cardholders.
Highlights
1Earn 1 mile of for every 100 baht spend or 0.4% cashback on ALL categories
2Earn 2x miles/cashback on JPY spend
3Lounge Key access in select Asian destinations 8 times a year
Cardholder Perks
Local LoungesForeign Lounges
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
Points4 points= 1 ROP mile100 points= 10% cashback4 points= 1 ROP milePreferential rate is capped at 25,000 Baht spend per month100 points= 10% cashbackPreferential rate is capped at 25,000 Baht spend per month
General
Earn 1 KPoint for every 25 baht spend
Points Miles
General
Earn 1 KPoint for every 25 baht spend
Points cashback
Foreign Currency
Earn 1 KPoint for every 12.5 baht spend
Points Miles
Spend Cap
Foreign Currency
Earn 1 KPoint for every 12.5 baht spend
Points cashback
Spend Cap
Points to MilesReceive 1 KPoint for every 25 baht spend4 points= 1 ROP mileReceive 1 KPoint for every 12.5 baht spend4 points= 1 ROP milePreferential rate is capped at 25,000 Baht spend per month
General
Earn 1 ROP mile for every 100 baht of General spend
Points
Points Miles
Foreign Currency
Earn 1 ROP mile for every 50 baht of Foreign Currency spend
Points
Points Miles
Spend Cap
Points to CashbackReceive 1 KPoint for every 25 baht spend100 points= 10% cashbackReceive 1 KPoint for every 12.5 baht spend100 points= 10% cashbackPreferential rate is capped at 25,000 Baht spend per month
General
Earn up to 0.4% cashback on General spend
Points
Points cashback
Foreign Currency
Earn up to 0.8% cashback on Foreign Currency spend
Points
Points cashback
Spend Cap
CashbackPreferential rate is capped at 25,000 Baht spend per month
General
Earn up to 0.4% direct cashback on General spend
Foreign Currency
Earn up to 0.8% direct cashback on Foreign Currency spend
Spend Cap
Earn unit:
KPoint
Baht per Point (Lower is better)
Perks
Airport Lounge
KBank JCB Platinum gives you access to Lounge Key Lounges:
Overseas Airports:
Usage Quota: 8
Airport Lounge
KBank JCB Platinum gives you access to Royal Silk Lounge:
Airports in Thailand:
🇹🇭 (BKK)
🇹🇭 (CNX)
🇹🇭 (HKT)
Usage Quota: 2
Conditions
Must be traveling with Thai Airways to be eligible for lounge access
Fee
Primary Card
- Annual Fee 1,050 baht
Credit Card Fee Waiver Condition
- Primary Card: Waive primary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
- Supplementary Card: Waive supplementary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
Eligibility
Option 1: Minimum Income Qualification
- Requirement for Thai citizen: 15,000 baht per month or more
- Requirement for foreigners: 50,000 baht per month or more
Option 2: Non-Income Qualification
- Fixed Deposit Collateral: Hold fixed deposits equal to or greater than the credit limit to be set for the credit card with KBank
