KBANK / Union Pay
Experience seamless global transactions and special offers across Asia, perfect for travelers and those who frequently shop or do business internationally.
ไฮไลท์
1Earn 1 mile of for every 100 baht spend or 0.4% cashback on ALL categories
2Earn 2x miles/cashback on HKD, TWD, and MOP
3Miracle Lounge access at BKK/DMK twice per year
(must fly with Thai Airways)
สิทธิพิเศษของผู้ถือบัตร
Local Lounges
How this card compares to the
average PointPlus score?
Who's this card for?
อัตราการได้รับคะแนน
Points4 points= 1 ROP mile100 points= 10% cashback4 points= 1 ROP mile100 points= 10% cashback
General
Earn 1 KPoint for every 25 baht spend
Points Miles
General
Earn 1 KPoint for every 25 baht spend
Points cashback
Foreign Currency
Earn 1 KPoint for every 12.5 baht spend
Points Miles
Foreign Currency
Earn 1 KPoint for every 12.5 baht spend
Points cashback
Points to MilesReceive 1 KPoint for every 25 baht spend4 points= 1 ROP mileReceive 1 KPoint for every 12.5 baht spend4 points= 1 ROP mile
General
Earn 1 ROP mile for every 100 baht of General spend
Points
Points Miles
Foreign Currency
Earn 1 ROP mile for every 50 baht of Foreign Currency spend
Points
Points Miles
Points to CashbackReceive 1 KPoint for every 25 baht spend100 points= 10% cashbackReceive 1 KPoint for every 12.5 baht spend100 points= 10% cashback
General
Earn up to 0.4% cashback on General spend
Points
Points cashback
Foreign Currency
Earn up to 0.8% cashback on Foreign Currency spend
Points
Points cashback
Cashback
General
Earn up to 0.4% direct cashback on General spend
Foreign Currency
Earn up to 0.8% direct cashback on Foreign Currency spend
Earn unit:
KPoint
สิทธิพิเศษ
Airport Lounge
KBank UnionPay gives you access to Miracle Lounge:
Airports in Thailand:
🇹🇭 (BKK)
🇹🇭 (DMK)
Usage Quota: 2
Conditions
Must be traveling with Thai Airways to be eligible for lounge access
ค่าธรรมเนียม
Primary Card
- Annual Fee 1,050 baht
Credit Card Fee Waiver Condition
- Primary Card: Waive primary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
- Supplementary Card: Waive supplementary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
คุณสมบัติ
Option 1: Minimum Income Qualification
- Requirement for Thai citizen: 15,000 baht per month or more
- Requirement for foreigners: 50,000 baht per month or more
Option 2: Non-Income Qualification
- Fixed Deposit Collateral: Hold fixed deposits equal to or greater than the credit limit to be set for the credit card with KBank
