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KTB / Mastercard

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Experience cutting-edge benefits and innovative rewards designed to complement your dynamic and modern lifestyle.

Highlights
1Earn 1 mile for every 50 baht spend or 0.4% cashback on ALL spend
2Earn 3x miles/cashback on dining, shopping, travel & internal spend
3Miracle Lounge access at BKK/DMK twice per year (must fly with Thai Airways)
Cardholder Perks
Local Lounges

How this card compares to the
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Earn Rates

View miles equivalent for:

Foreign Currency

Base Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Bonus Rate
1 KTC Point / 8.333333333 Baht
(16.666666666 Baht / Mile)
Earn CapNo cap on general spending

EEA Markets

Earn CapNo cap on general spending

CNY

Earn CapNo cap on general spending

Dining

Base Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Bonus Rate
1 KTC Point / 8.333333333 Baht
(16.666666666 Baht / Mile)
Earn CapNo cap on general spending

Travel

Base Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Bonus Rate
1 KTC Point / 8.333333333 Baht
(16.666666666 Baht / Mile)
Earn CapNo cap on general spending

Retail

Base Rate
1 KTC Point / 12.5 Baht
(25 Baht / Mile)
Bonus Rate
1 KTC Point / 8.333333333 Baht
(16.666666666 Baht / Mile)
Earn CapNo cap on general spending

General

Base Rate
1 KTC Point / 25 Baht
(50 Baht / Mile)
Earn CapNo cap on general spending
Perks

Travel Lounge and Airline Perks

Miracle Lounge
Lounge: Miracle Lounge Location Restriction: BKK and DMK only Frequency: 2x per year

Travel Insurance Perks

Accident/travel insurance of up to THB 300,000 coverage
Fee

Primary Card Fees

Annual Fee 5,000 baht

Supplementary Card Fees

Annual Fee 0 baht

Fee Waiver Conditions

Waive primary card annual fees with 600,000 baht annual spend
First year fee is free
Eligibility

Minimum Income Requirements

Requirement for Thai citizen: 50,000 baht per month or more
Requirement for foreigners: 50,000 baht per month or more

Non-Income Qualifications

Savings: Hold savings or fixed deposits of at least 1,000,000 baht at any bank over the past 6 months
AUM: Hold investments in select assets (including bonds, mutual funds, etc.) of at least 1,000,000 baht over the past 6 months

Cards by: Krungthai Card (KTC)

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